Virgin Money Credit Card


The Virgin Money Credit Card is the ideal credit card for you if you are looking for a credit card which offers competitive interest rates. This credit card is offered by Virgin Money South Africa which launched in the country in 2006. Since its launch, it has kept its promise to ensure every South African is better off by providing a credit card with a simple free structure and no monthly or annual charges.

What you use your credit card for is up to you, so if you choose to go on a shopping spree or go for a holiday the decision is yours.

Your credit score will determine the credit limit you will get on your Virgin Money Credit Card. The credit score you get is reached after a number of factors such as your earning and expenses are taken into consideration.

The benefit of this is that Virgin Money takes each individual’s circumstances into consideration. Virgin money will not give you credit that you cannot afford.

Why Apply For The Virgin Money Credit Card

Everyone deserves to be rewarded for hard work. For this reason as a Virgin Money Credit Card holder you have access to Virgin Money Rewards and exclusive offers.

One reason to apply for this credit card is that you are not charged any monthly or annual fees and no card swiping charges.

In a world where nothing is for free this credit card offers you 55 days which are interest free. In the event you are charged interest you are charged a competitive rate of 2,5% per annum.

Cardholders may get up to three additional cards that are linked to the main account if they wish to do so. One other benefit which makes this credit card really worth applying for is that you get free Lost Card Insurance.

With all these benefits there is no reason not to apply for the Virgin Money Credit Card. Application can be done online which means you can save time usually spent visiting a branch. If you want to apply at a branch this is also possible.

Requirements To Apply For The Virgin Money Credit Card

  1. You must 18 years or older
  2. You must be a South African Resident with a bar-coded ID Book
  3. A minimum salary of R5,000
  4. Have a South African bank account
  5. You need to have a good credit record

Virgin Money Credit Card Contact Details

For more information you can visit the Virgin Money website or alternatively you can call them on 0861 822 273 and one of their customer care agents will assist you with an further information you may require.

NB: Visit Loan Calculator Page


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