Ubank Personal Loan Review


Life is full of surprises and amongst those surprises can be unexpected expenses. When faced with unexpected expenses life does not have to come to a standstill as you can apply for a Ubank personal loan.

You can apply for a Ubank personal loan of up to R180 000.  Ubank offers flexible repayment options from 1 to 72 months.

Whether you are looking for extra cash for a vacation, medical expenses, vehicle repairs or school fees this loan is ideal for you. Once your loan is approved how you use the cash is up to you.

Ubank limited is an authorised financial services and credit provider. They operate within the guidelines of the National Credit Act. They are also committed to responsible lending. This means they will not approve a loan that you cannot afford.

Another reason to apply for a Ubank personal loan with confidence is that they endeavour to understand each customer’s unique needs and offer suitable solutions.

At Ubank they work on principles of Ubuntu with the purpose of uplifting the lives of customers. All products including loans offer at Ubank are offered with service excellence.

You don’t have to bank with Ubank to apply for a loan. Application can be done online. Once you complete the online application their consultants will get in touch with you within 48 hours.

Some of the fees that are charged when you apply for a Ubank personal loan include initiation fee, monthly service fee and Credit Life Assurance premium. The interest rate is fluctuating variable and linked to prime.

Requirements To Apply For Ubank Personal Loan

  1. You must be between the age of 18 and 65
  2. South African ID book or Valid passport with valid work permit
  3. Latest original payslip
  4. 3 months bank statements if you are not a Ubank customer
  5. Proof of residence

Ubank Personal Loan Contact Details

To apply for a loan or for more information you can visit their website or call them on 086 000 8322. Alternatively you can visit your nearest branch and get assistance from a consultant.


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