Standard Bank Personal Loans Benefits


Life can be miserable when you are looking for extra cash. Sometimes you could run out of ideas as where to go for extra cash. Standard Bank personal loans could be what you need to turn to for the extra cash you are looking for.

It could be cash to pay for medical expenses, school fees, vehicle repairs, home improvements or a vacation. Whatever your needs are with Standard Bank personal loans you are able to choose a fixed or flexible term loan that best suits your needs.

How you use your loan is entirely up to you.

Depending on the loan type you apply for you can get up to R300 000. Repayment terms are flexible with up to 60 months for the revolving loan and 72 months for the term loan.

You can check how much you qualify for online and with their online calculator you can also check how much your monthly payment will be. Some off the factors that will determine how much you qualify for will include your credit record and affordability.

Benefits Of A Personal Loan

Some of the benefits you will get to enjoy when you apply for a loan from Standard Bank is peace of mind. You will get peace of mind from knowing that you are dealing with one of the biggest credit services providers in South Africa. Standard Bank has over 152 years of experience and you will certainly benefit from the experience gained over the years. They also operate within the guidelines of the National Credit Act.

Amongst the benefits is the increment of your rewards tier as a Ucount member.

Standard Bank will take your needs into consideration and will give you a solution that meets those needs. In addition to this you will get a personalised interest rate. Their personal loans come with the option of extending or revolving your loan term. You are not charged early termination fees.

Requirements To Qualify For Standard Bank Personal Loans

  1. You must be between the ages of 18 and 65
  2. Must be a South African citizen
  3. A copy of your ID
  4. You must be formally employed with gross income of R3 000 or more for a term loan and R8 000 for a revolving loan
  5. 3 months bank statements
  6. Proof of income
  7. You must have a bank account
  8. Proof of residence

Application for Standard Bank Personal Loans can be done online or you can visit your nearest Standard Bank branch.

Standard Bank Personal Loans Contact Details

To get more information on Standard Bank Personal loans you can visit their website Alternatively you can call them on 0860 123 000 or email to



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