The FNB temporary loan is a personal loan which can be applied for at any FNB ATM. This loan can also be taken up through Internet banking, cellphone banking or at an FNB branch. This is an ideal loan to apply for in cases where you need money to cover unforeseen emergencies. You can however use the funds to cover anything you wish including things such as school fees and home improvements.
The temporary loan is available to existing FNB customers and you need to earn at least R3 000 to qualify. The application process is very convenient as there are no application forms to complete. The amount you qualify for when you apply for the Temporary loan is dependent on your credit profile. It is also subject to credit approval.
FNB is committed to responsible lending. This means they will only approve a loan that you can afford.
Once approved it is immediately available in your Personal Cheque Account or Smart Account.
One benefit when you apply for the temporary loan is that you pay no interest should you repay the total loan or outstanding balance within 31 days.
You also get to enjoy convenience. Any deposits made into the FNB transactional account from the day after taking up the loan maybe allocated towards the payment of the loan.
Requirements To Apply For The FNB Temporary Loan
- You must be an existing FNB client with a Cheque Account or Easy account
- Applicants must be 18 years or older
- Be a South African citizen
- You must pass affordability and credit coring assessment
Application for the Temporary loan is done online on you internet banking profile. If you are a existing FNB customer and are in need of a temporary loan this is the ideal loan for you.
FNB Temporary Loan Contact Details
For more information you can phone FNB on 0861 276 937, for cellphone banking dial *120*321# or fill the call me back form on their website www.fnb.co.za