Life can be unpredictable and you can incur some unpredicted expenses. For this reason it is always good to have a ready source of cash to turn to for extra cash. One source you can have is the FNB Revolving Loan which will help you manage your cash flow.
The FNB Revolving loan is a rolling facility that is linked to your active FNB cheque / transactional account. This facility gives you access to funding 24/7 without having to re-apply for a loan every time you need extra funds. This allows you to use the agreed amount, repay the amount and then re-use the funds without having to apply again.
How much is approved will depend on your credit record and affordability.
FNB is one of the leading banks in South Africa and you can have confidence that they will have fair dealings with you. They are a registered and Authorised Financial Services and Credit Provider. They have assisted many South Africans financially over the years. FNB is a responsible lender and will not approve a loan that you cannot afford.
One benefit of having the FNB Revolving loan facility in place is that funds can be easily accessed at any time. If you have paid 15% of your loan you can simply transfer money to your Cheque account using any digital channel. You get to enjoy the flexibility and control of how much you owe.
You get the option of a Debt Protection Plan which we strongly recommend you take. This plan will settle any outstanding amount on your loan in the event of permanent disability or death.
Requirements To Apply For The FNB Revolving Loan
- You must be an FNB customer with an active FNB Cheque Account or Easy Account
- You must be 18 years or older
- A copy of your ID Book / Card
- You must be a South African citizen
- 3 Months Payslips
- Proof of residence
- Pass affordability and credit scoring assessment
- Spousal consent if you are married in community of property
If you are an existing FNB client and wish to apply for the FNB Revolving loan you can do so online in an easy and secure process. For those not currently FNB clients, why not open a cheque account today and start enjoying the benefits of this facility.
FNB Revolving Loan Contact Details
For more information on the FNB Revolving loan you can visit the FNB website www.fnb.co.za. You can call them on 0861 40 40 40. Alternatively you can a complete the Call Me Back Form online and one of their friendly consultants will call you.