FinChoice Loans


FinChoice Loans – we all face financial challenges at one point or the other in our lives. This is where financial institutions like FinChoice are able to assist you with their loan facilities to gives us that much needed financial relief.

FinChoice is a member of the Home Choice Group. They strive to give customers the best quality service and value.

Finchoice gives you access to credit of up to R30 000 and these come with flexible repayment terms going as long as 36 months. FinChoice Loans offer borrowers the best credit solutions to help alleviate their financial problems without the need to even leave the comfort of your home or office. The whole application process can be done and finalised over the phone or online.

FinChoice Loans Products on offer

KwikAdvance – this loan package is more of a pay day loan that gives you access to credit of up to R2 500 which you will have to settle on your next pay day. If you settle your loan sooner, you could qualify for more.

6 Months Flexi Loan – this loan package is a short term loan that gives you access to credit with a 6 months repayment term. Gives you access to credit of up to R8 000. These loans are ideal for your immediate financial obligations such as paying for medical bills, rent or deposit, paying for school fees or even paying for your car breakdown repairs.

FinChoice MobiMoney – offers a flexible facility for money of up to R10 000 whenever you need it. Same-day withdrawals from R100 or more. Choose your repayment period over 1, 2 or 3 months. Once activated online you will have access the facility whenever you need it.

Premier Loan – this loan package gives you up to R30 000 over 12, 24 or 36 months. This is ideal for more long term financial obligations. Comes with a Personal Protection Plan that gives you peace of mind should you fail to repay your loan due to retrenchment, disability or death.

FinChoice Loans Benefits

Some of the many benefits of applying for Finchoice Loans include:

  1. Get as much as R30 000 in your account within 24 hours, and their repayment plans are very flexible giving you up to 36 months to repay it back. FinChoice Loans repayment terms are tailored to suit your unique and individual needs.
  2. Application process is very easy. There is no need for you to fill in application forms or fax any documents. The whole process is done via the telephone with their friendly consultants in just under 10 minutes.
  3. FinChoice Loans are unsecured in nature. This means that as a potential borrower you don’t have to put up an asset such as a car, house or any other valuable asset against your loan.
  4. Manage your loan through your cellphone via their FinChoice KwikServe app, and also get the option to get access to additional funds.
  5. You get to pay fixed monthly installments, giving you the ability to manage your finances and budget easily.

FinChoice Loans Requirements

To apply for FinChoice Loans you will have to meet the following criteria to get approval:

  1. You must be a HomeChoice Customer.
  2. You must be a South African citizen with a valid SA Green Bar-coded ID Book or the new Smart ID’s.
  3. Must have an active bank account where the money will be deposited into once you qualify. This is where debit orders for repayments will be deducted from.
  4. The application process is simple and straight forward. Taking less than 10 minutes to go through the application process. Once your application is approved it will take a matter of minutes before you have access to your funds. Choose the loan option that best suits your individual needs whether it be short or long term.

FinChoice Loans Contact Details

For more detailed information on how you can apply and qualify for FinChoice Loans you can get in touch with their offices on telephone number 0861 346 246 or visit their website

NB: Visit Loan Calculator Page


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